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Cheap Car Insurance No Deposit How to Get Cheap Car Insurance With No Deposit ValuePenguin: Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a . No deposit car insurance is a way some insurance companies car insurance โ but only if you stick to the rules. The cheap insurance rates only apply to very safe drivers. .